Category: Finance

Risk and Traveling

Recently I have been traveling quite a lot, mostly is to discover my own country. It’s so big, I guess it may take a lifetime to discover into details. With my short-term memory, it doesn’t really help much either. I guess I need to make multiple trips to one place. Hah! I will write more […]

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Saving Extra Money

When it comes to saving extra money, I remember a conversation I had with my boss. He taught me that there are 2 ways to do that:1. To cut down your expenses2. To increase your incomeCommon sense, isn’t it? Option #1, you can do that by budgeting, living within your means, cutting down the unnecessary […]

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Those Plastics Cards

Do you remember how you felt when you first got your credit card? How did you choose your first credit card? Was it based on the perks, points, credibility of the banks? I remember clearly my very first credit card was HSBC. Why? Because at that point of time, they gave the best perks in […]

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How Do You Manage Your Money?

Managing finances may come naturally to some and not to others. So how do you manage yours? Do you use any budget software or simply has a chart of your own? Do you actually know how much you earn, spend and save? Or every time you simply take it as it goes? Personally, I simply […]

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